PPF Calculator

Maximum: $1,50,000 per year (Section 80C limit)

Current PPF rate: 7.1% (subject to change)

Minimum: 15 years (can be extended in blocks of 5 years)

How to Use PPF Calculator

Calculate Public Provident Fund maturity and tax benefits

1

Enter Annual Deposit

Use the slider or type directly to enter the amount you will deposit annually (max ₹1,50,000 for tax benefit).

2

Set Interest Rate

Adjust the current PPF interest rate using the slider or input field (currently 7.1% per annum).

3

Set Investment Period

Enter the number of years using the slider or input field (minimum 15 years for PPF).

4

View Results

See total deposits, interest earned, maturity amount, and tax benefits with visual breakdown.

Tips & Best Practices

  • PPF has a lock-in period of 15 years, but can be extended in blocks of 5 years.
  • Maximum annual deposit is ₹1,50,000 for tax deduction under Section 80C.
  • PPF interest is tax-free and the maturity amount is also tax-free.
  • You can deposit in lump sum or in installments throughout the year.
  • PPF is one of the safest long-term investment options with guaranteed returns.